By 
The name Wallet refers to the wallet and brings, as an advantage, the possibility of sharing account information with others, which is very good for couples, families and friends who share finances.
Guarantee
The option is highlighted when the user’s intention is integration, since it adds credit cards and bank accounts. In it, it is also possible to take out loans and compare rates in the application itself, which is ideal for those who need additional funds. You can See his unbiased review here and have the best deal now.
Organize
The Organize brings together more than two million users and is a good option for those who want to establish personal goals to save and find out where your money really goes. Cards and accounts are centralized on the platform, which is very intuitive.
Start Investing with Rico Now
To start investing, you need to know what an investment is and what is not an investment. Although it seems like an obvious question, many people invest their money believing that they are investing, but in reality they are just spending money. We will explain the difference between passive and active.
Passive is everything you acquire that brings you more accounts or that yields less than the safest investment option (the Treasury Selic). An asset is a financial product that does not bring debt, in fact, when you acquire an asset, an institution that owes you income. So, the asset brings money instead of taking. Buying a car is a liability. Just like buying a house to live in.
- After all, all these goods usually have recurring taxes, in addition to the risk of the asset devaluing over the days.
- A car can be a great investment if the time it saves per month outweighs the amount you earn per hour worked.
- But it is rare for this account to compensate due to devaluation, insurance, taxes, gasoline, etc.
- Usually, it is more worthwhile to ride an Uber and rent a house than to have these goods.
- Once you understand this difference, you will enjoy purchasing active options instead of passive options.
Invest in the bank or the broker?
The first thing you must understand is that money in the bank does not usually pay as it should. The savings has a very bad performance. So, open your account at Rico and have many investments as safe as savings, but much more profitable. In addition, at the bank, you will not have access to many investment options.
Investment Tips
If you have never invested, start with the safest and most conservative options, such as the Treasury Selic. This is an asset issued by the government itself.
After that option, you can start investing in private credit securities, such as debentures or even multimarket funds. It all depends on your investor profile.
Conclusion
Ready to invest like Uncle Scrooge?
Contrary to what many people think, Scrooge was not lucky enough. Coin number 1 is not an amulet that makes him find money on the street and his fortune is not an inheritance. Even if a few people get rich in luck, we have to focus on how to get there. Tio Scrooge walked a path that everyone who wants to be rich should also take.
Having big goals
- Work hard
- Acquire a lot of knowledge and experience
- Undertake
- save money
- Invest.
Certainly, following this logic, you will stand out in your area, earn more money and most importantly: you will build a growing and lasting heritage. You may not be the next millionaire, but for sure, your financial life will move forward.
