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When you turn 65, you become eligible for Medicare, the government health insurance program. This program is designed to help seniors pay for medical expenses. There are several different parts to Medicare, and you can choose to enroll in one or all of them. But when should you enroll in Medicare? Let’s take a look at the different parts of Medicare and when you should sign up for each one.
What is Medicare?
Medicare is a health insurance program for people 65 and older, as well as some younger people with disabilities. The program is administered by the Centers for Medicare and Medicaid Services (CMS), a division of the U.S. Department of Health and Human Services (HHS). If you are 65 or older, you are automatically eligible for Medicare part A coverage, which covers hospitalization.
To enroll in other parts of Medicare (parts B, C, and D), you must first sign up for part A. If you are considering enrolling in Medicare at 65 in New York City online, be sure to have your Social Security number and a form of identification handy. You can also visit your local Social Security office to enroll.
When to Enroll in Medicare?
You are automatically enrolled in part A and part B if you are 65 or older and a U.S. citizen or a permanent legal resident who has lived for at least five years. If you are not automatically enrolled, you can sign up for Medicare during the seven-month period that begins three months before your 65th birthday or during the general enrollment period, which runs from January to March each year.
If you delay enrolling in Medicare past your 65th birthday, you may have to pay a late enrollment penalty. You can sign up for part C (Medicare Advantage) and part D (prescription drug coverage) during the annual open enrollment period, which runs from October 15 to December 7. If you have not yet enrolled in Medicare, you can try signing up for Medicare at 65 in New York City, as seeking professional help will ensure a smooth and effective process.
To Conclude
We hope this article has been helpful in explaining when to sign up for Medicare. Remember, if you are 65 or older, you are automatically enrolled. If you are not automatically enrolled, you can sign up for Medicare during the seven-month period that begins three months before your 65th birthday.
