{"id":2023,"date":"2021-03-03T08:34:27","date_gmt":"2021-03-03T08:34:27","guid":{"rendered":"https:\/\/www.vitalstatistics.info\/?p=2023"},"modified":"2021-03-03T08:34:27","modified_gmt":"2021-03-03T08:34:27","slug":"pt-unified-jakarta-review-2-important-financial-tips-for-2021","status":"publish","type":"post","link":"https:\/\/www.vitalstatistics.info\/pt-unified-jakarta-review-2-important-financial-tips-for-2021\/","title":{"rendered":"PT Unified Jakarta Review 2 Important Financial Tips for 2021"},"content":{"rendered":"
2021 is an excellent year to start making better financial decisions. As communities and countries recover from the pandemic-stricken 2020, most industries have fortified their financial practices to improve their profits in the coming years.<\/span><\/p>\n You will benefit from buffing your finances, whether you’re a homemaker or business person. <\/span>PT Unified Jakarta Review<\/b><\/a> that having better money skills will help you survive calamities and secure your family’s future.<\/span><\/p>\n Here are some of the financial tips for 2021:<\/span><\/p>\n The first financial tip is creating a fixed budget for your expenses. You don’t have to be strict about the amounts, and you can use estimates for the figures. According to <\/span>PT Unified Jakarta Review<\/b><\/a>, the key to a reasonable and adequate budget is honesty about you and your family’s financial capabilities.\u00a0<\/span><\/p>\n Here are steps on how to devise your budget:<\/span><\/p>\n If you spend more than you earn, you should consider selling some of your unused clothing or household items. You can reduce your costs by cutting your extra subscriptions or taking care of your electricity consumption. You can also look for additional income, such as part-time jobs, to help with the expenses.\u00a0<\/span><\/p>\n If you earn more than you spend, create a 50-30-20 scheme wherein you allocate 50% of your total income for needs or essential expenses, 30% for wants, and 20% for savings and debt repayment. If you’re debt-free, you can split 20% to 10% savings and 10% investments or insurance. Your savings can also double as an emergency fund.<\/span><\/p>\nCreate a Budget<\/span><\/h1>\n
\n
Pay Off Your Debt<\/span><\/h1>\n